When a borrower lets their auto or equipment insurance lapse, the lender’s collateral sits exposed. For portfolios with thousands of indirect auto loans or equipment contracts, the dollar exposure compounds…
Gap Debt Cancellation (GAP coverage) is a debt cancellation or insurance product that pays the difference between a primary insurer’s total-loss settlement and the outstanding loan balance. For lenders, it…
The Mortgage Bankers Association’s 2026 CRE Servicing Solutions Conference covered the full breadth of the CRE servicing landscape. Here’s what we found most relevant for lenders from an insurance risk and servicing…
Insurance tracking compliance for banks and credit unions is a core control function that supports collateral protection, credit risk management, and regulatory compliance. As loan portfolios expand and collateral structures…
At HUB Financial Services, our seasoned experts field escrow-related compliance questions regularly and have created this FAQ resource to guide you.
Home equity lending is back in the spotlight, and the competition has never been more complex. HUB Financial Services experts outline a solution.
Lenders often ask us, “What is Collateral Protection Insurance?” Put simply, CPI is one component of asset protection for lenders seeking to safeguard their vehicle portfolios. For lenders offering vehicle…
Author: Leo Bracho Managing multifamily and commercial insurance tracking, perils, and collateral has become increasingly crucial for financial institutions. However, the challenges to do this correctly are vast and ever…
Financial institution risk management is a constant concern and identifying potential pitfalls is crucial to maintaining profitability and stability. In this article, we’ll explore the most common lending risks and…