HUB Financial Services specializes in serving finance companies with insurance, risk management, and revenue solutions built around how consumer and equipment lenders actually operate, from protecting collateral to growing non-interest income. Our lending risk programs are built to hold up under regulatory scrutiny and are designed with the full collateral protection stack in mind.
Finance companies face risks that extend well beyond the general enterprise. When coverage is fragmented, gaps form.
Your institution deserves a unified strategy, built by true subject matter experts.
The Challenge
When these needs are spread across multiple vendors, no single partner has the full picture of what's actually happening at the institution.
The Solution
HUB Financial Services invests in subject matter experts across every part of the business, insurance, risk, advisory, and revenue generation, so finance companies get one comprehensive approach instead of a patchwork of vendors.
Serving the Entire U.S.
Insurance & Risk Management Programs
Our comprehensive capabilities set us apart. We act as a broker for lending risk programs and enterprise coverages. We serve as a program administrator for outsourced insurance tracking, lender-placed insurance, and GAP protection programs. HUB offers decades of lending-industry experience, and every subject matter expert on our team is accessible when you need us.
Force-Placed Insurance Coverage
Coverage placed when a borrower's insurance lapses on financed collateral. Compliant notices and full audit trail built into the process.
Learn More →Collateral Protection Insurance (CPI)
Single-interest coverage for auto, equipment, and consumer loan portfolios. Protects your interest without burdening the borrower with duplicate coverage.
Learn More →Outsourced Insurance Tracking
We monitor borrower insurance status loan by loan, send compliant notices, and escalate to placement only when required. Reduces FTE load and compliance risk.
Learn More →Vendor's Single Interest Insurance (VSI)
Portfolio-wide protection for consumer and equipment loans that removes loan-by-loan tracking and force-placement workflows entirely.
Learn More →Blanket Insurance for Lenders
Portfolio-wide coverage for institutions where loan-by-loan tracking isn't a fit. Common for smaller commercial and consumer portfolios.
Learn More →Real Estate Tax Tracking
For finance companies carrying real-estate-secured loans, we monitor property tax payment status across every jurisdiction to protect lien position.
Learn More →Revenue & Institutional Programs
Insurance is one part of the partnership. We also help finance companies grow non-interest income and protect the institution at the enterprise level.
Revenue Generation
GAP, credit enhancement, and value-based fee income programs designed to grow non-interest income and deliver value to your borrowers.
Learn More →Institutional Coverages
Professional lines and enterprise risk products, including D&O, Cyber, and general liability, built for the specific risks finance companies carry.
Learn More →Why do 1,500+ financial institutions trust HUB?
Because the difference speaks for itself.
They get direct access to their team, not a call queue representative.
Their daily workflow is lighter. Overall efficiency drives everything we do.
Their questions get answered by subject matter experts, not bots and scripts.
They gained a strategic partner across the entire institution, not just another vendor to manage.
Compliance Expertise: A Collaborative Responsibility
A Seat at the Table
We hold leadership positions in industry associations. We're in the room where best practices and policy take shape, advocating for the issues that affect you.
Genuinely Accessible Expertise
Our clients have unlimited access to one-on-one calls with niche subject matter experts, plus a library of webinars and other thought-leadership resources.
Audit-Ready, Always
We invest in audit-ready infrastructure across every product and service, and we're available to answer auditor questions directly when you need us.