Articles & News

Insurance tracking and escrow tracking often get labeled as either the same things, or two separate efforts. Neither are quite right. Insurance tracking on loans with escrow is a specialized…

We verify the lender’s interest on every policy we receive. But what does that actually mean? What is the difference between a mortgagee clause, a loss payee clause, and a…

What is outsourced insurance tracking? Noting that a loan portfolio is only as protected as the collateral behind it, and collateral is only protected if insurance stays in force for…

Fiduciary liability insurance covers the personal financial exposure that plan administrators, investment committee members, and other designated fiduciaries face when they are accused of mismanaging an employee benefit plan.  Under…

What is real estate tax tracking? Sometimes called real estate tax servicing, it is the function built to confirm taxes get paid on time, on every parcel securing a loan,…

Following Spring 2026 announcements, the HUB Financial Services (HFS) compliance team provided clients with a deeper analysis of the Fannie Mae and Freddie Mac updates to property insurance requirements and condominium project standards. With…

Understanding ALCO in Community Banks starts with what problem it exists to solve: a bank’s assets (loans and investments) and its liabilities (deposits and borrowings) do not naturally move together,…

Lender-placed insurance and blanket insurance both serve to protect a lender’s interest in collateral. While there are many differences between the two coverages, one of the primary distinctions is what…