Vendor Single Interest Insurance: A Simple Explanation of VSI / LSI
VSI (also referred to as LSI) is an acronym for Vendor Single Interest insurance (or Lender’s Single Interest Insurance insurance). When lenders ask us, “What is VSI?”, we focus on…
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Insurance Tracking Compliance for Banks and Credit Unions
Insurance tracking compliance for banks and credit unions is a core control function that supports collateral protection, credit risk management, and regulatory compliance. As loan portfolios expand and collateral structures…
Webinar Announcement: 2026 Mortgage Rate Outlook for Lenders
Mortgage rates remain a central concern for lenders heading into 2026. While many expected meaningful relief following Federal Reserve rate cuts, broader market forces suggest rates may remain elevated longer…
What Is Lender-Placed Insurance? A Simple Explanation for Financial Institutions
Lender-Placed Insurance (LPI) is a solution designed to protect lenders when borrowers fail to maintain adequate insurance on collateral such as a home or vehicle. But what exactly is LPI,…
Ordinance or Law: Because We All Love Surprises
Learn about the relevance of HNOA Insurance from our expert, Michelle McArthur, in this installment of “Risky Business with McArthur”.
2026 Mortgage Rate Outlook for Lenders: What to Do If Rates Stay Elevated
Note: Mortgage rates and market conditions are in constant flux. This article reflects insights based on time of publication. The mortgage rate outlook for 2026 is shaping up to be…
Fraud Prevention in Financial Institutions: Overcoming New Challenges
Understand how fraud prevention in financial institutions must balance protecting customers and honoring their right to access their own funds.
Webinar: 2026 Home Equity Growth Strategies for Responsible Credit Expansion
As financial institutions look ahead to 2026, many are refining their home equity programs to stay competitive in a shifting market. One strategy gaining significant traction is the use of…
Escrow Disbursement Services: Ensuring Compliance and Operational Excellence
At HUB Financial Services, our seasoned experts field escrow-related compliance questions regularly and have created this FAQ resource to guide you.
Webinar: Navigating Flood Compliance During a Government Shutdown
The National Flood Insurance Program (NFIP) plays a critical role for borrowers and lenders. When a government shutdown occurs, the resulting lapse in NFIP authorization can create widespread uncertainty across…