This article is for informational purposes only and does not constitute legal advice. Consult qualified legal counsel regarding your institution’s specific compliance obligations. Force-placed insurance becomes relevant the moment borrower coverage is missing, insufficient, or…
VSI (also referred to as LSI) is an acronym for Vendor Single Interest insurance (or Lender’s Single Interest Insurance insurance). When lenders ask us, “What is VSI?”, we focus on…
Insurance tracking compliance for banks and credit unions is a core control function that supports collateral protection, credit risk management, and regulatory compliance. As loan portfolios expand and collateral structures…
Mortgage rates remain a central concern for lenders heading into 2026. While many expected meaningful relief following Federal Reserve rate cuts, broader market forces suggest rates may remain elevated longer…
Lender-Placed Insurance (LPI) is a solution designed to protect lenders when borrowers fail to maintain adequate insurance on collateral such as a home or vehicle. But what exactly is LPI,…
Learn about the relevance of HNOA Insurance from our expert, Michelle McArthur, in this installment of “Risky Business with McArthur”.
Note: Mortgage rates and market conditions are in constant flux. This article reflects insights based on time of publication. The mortgage rate outlook for 2026 is shaping up to be…
Understand how fraud prevention in financial institutions must balance protecting customers and honoring their right to access their own funds.
As financial institutions look ahead to 2026, many are refining their home equity programs to stay competitive in a shifting market. One strategy gaining significant traction is the use of…
At HUB Financial Services, our seasoned experts field escrow-related compliance questions regularly and have created this FAQ resource to guide you.